The Conscious Finance Guide
To
Health Care Reform and Your Financial Health
Rick Kahler, CFP®, and Kathleen Fox
Smashwords Ebook edition copyright 2010, Conscious Finance, LLC.
Smashwords Edition License Notes
This ebook is licensed for your personal use only. It may not be re-sold or given away to other people. If you would like to share this book with others, please purchase an additional copy for each person you share it with. If you're reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work and copyright of the authors.
All rights reserved. For permission to reprint sections of this Guide, contact the authors at kathleen@foxcraftinc.com.
This content is current as of October 1, 2010. As the Health Care Act is implemented or amended and new information becomes available, we will publish periodic updates to this Guide. Please do not rely on information in older versions, as it may not be accurate.
Table of Contents
The Impact of the Health Care Act
Short-Term Unintended Consequences
Subsidies for Health Insurance Premiums
Impact for Middle-Class Americans
Impact for Business Owners and Employers
Higher Costs for Almost Everyone
Appendix: A Timeline for Provisions of the Health Care Act
Are my health insurance costs going to go up or down? Is it going to be easier or harder to get reimbursement for preventive care? If everyone will be required to have health insurance, what happens if I can't afford the premiums? Will Medicare coverage and costs change? Do I need to budget more or less for health care in retirement? As a small business owner, will I have to provide health care for my employees? If so, how can I afford it?
These are just a few of the questions people are asking about the Health Care and Education Affordability Reconciliation Act of 2010. Perhaps the most important question is: Where can I find some answers?