Excerpt for How to Use Coupons to Save Big Money at the Grocery Store by Lisa DeGirolamo, available in its entirety at Smashwords

How to Use Coupons
to Save Big Money
at the Grocery Store

By: Lisa DeGirolamo

Copyright 2011 Lisa DeGirolamo

Smashwords Edition, License Notes

This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.

Table of Contents

Introduction
Couponing Terms you need to Know
Where to get Coupons
Newspapers
Printable Coupons
Store Loyalty Cards
E-Coupons
Purchasing Coupons
Organizing your Coupons
Using your Coupons
Manufacturer Coupons
Store Coupons
Stacking Coupons
Coupon Doubling
Competitor Coupons
Coupon Matching
Store Coupon Policies
Stockpiling
Meal Planning
Brand Loyalties
When not to use Coupons
Charting your Success
Warehouse Stores & Super Centers
Conclusion

SPECIAL BONUS SECTION
How to Save Money at CVS & Walgreens

Introduction

We’ve all heard the stories of people going to the grocery store and getting $200 worth of groceries for $50 (a 75% savings). Did we really believe it? How do they do it? Coupons are only 40 or 50 cents each. How many coupons are these people using? What are they buying and is it stuff that I buy too?

The answer is simple. These people have perfected the art or science perhaps, of using coupons effectively to consistently save 50 to 75 percent at the grocery store each and every week. I know this for a fact because now I do it too.

Before I mastered the art of couponing I was spending $1,200 a month at the grocery store to feed my family of four. We were very undisciplined back then. We didn’t have a regular shopping day but instead went to the store almost every day to buy groceries. Running out to the store to buy milk usually resulted in a $40 purchase because we would pick up other things while we were there. This happened every day. We never had a plan and our grocery bill was spiraling out of control.

By chance, I was talking to one of my friends one day about how out of control my grocery bills had become. This is when she told me about couponing and that she has been doing it for a year now and has been saving a ton at the grocery store. I couldn’t believe it! Here’s a person I’ve known for years and had no idea she was one of THOSE people - the people that spend $50 a week for $200 worth of groceries. She even told me that the checkout people gather around the register when she checks out because they are amazed at how much she’s saving! She’s a local grocery store celebrity, and now so am I.

In this eBook, I’m going to share with you the methods I use to save anywhere from 50 to 75 percent on my grocery bill each week. It is very simple but it takes some time, dedication and commitment. After your first trip to the grocery store, you’ll see that it’s well worth it!

Couponing Terms you need to Know

Before you jump into couponing, there are some terms you need to know to avoid confusion.

B1G1, BOGO, B1G1F – “Buy 1, Get 1 Free” *Many B1G1’s are really just ½ off*

$/$$ - Dollars off wyb XX dollars

.50/1 - Fifty cents off one item

.50/3 - Fifty cents off 3 items

DND5 - Coupon says Do Not Double, but the bar code starts with a 5, most computers will still double it

NED - No Expiration Date

Blinkies - Coupon dispensed near product, in the store (usually from a “blinking” red box)

Catalina - Coupon dispensed at the register at the time of purchase (on separate paper)

Peelie - Coupon that you peel off the package

Tear Pad - Pad of refund forms or coupons found hanging from a store shelf or display

FAR - Free After Rebate

IP - Internet Printable (a coupon you print off the internet)

MFR - Manufacturer

MQ - Manufacturer coupon

MIR - Mail in Rebate

OOP - Out Of Pocket

PG - Proctor & Gamble Sunday insert coupons

RP - Red Plum Sunday insert coupons

SS - Smartsource Sunday insert coupons

FLIP - Food Lion Internet Printable

Regional - Coupon value only distributed to a certain area

WYB - When You Buy

WSL - While Supply Lasts

CRT - Cash Register Tape (coupon that prints on your receipt)

You will encounter these terms throughout your couponing education and you will need to know the “lingo” before you get started.

Where to get Coupons

There are so many places to get coupons. The following list is all of the sources I know.

Newspapers:

Sunday Paper

The Sunday paper is loaded with flyers but the inserts you want to look out for are the Smart Source inserts and the Red Plum inserts. Every month you will find a Procter and Gamble (P&G) insert. Keep this too – it is gold! All three of these inserts are loaded with grocery coupons.

Many people buy multiple papers and the coupons vary by region. I usually buy ten papers every Sunday for $1 each. Be on the lookout for people selling the Sunday paper for a $1 near major shopping areas.

A friend asked me recently, “If you’re spending $10 on newspapers every week, how much are you really saving?”.

Well, I thought about it and wrote down some numbers. Here’s an example:

Bought 10 papers on 1/2/11 for $10

Coupons used in one month:
10 -$2/1 Wisk Laundry Detergent ($20)
10 -$2.25/1 Finish Dishwasher Detergent ($22.50)
10 - $2/2 Palmolive Dish Soap ($20)
10 -$.75/1 Palmolive Dish Soap ($7.50)
10 -$.50/1 Peter Pan Peanut Butter ($10 because coupon doubles)

All said and done, I spent $10 to save $80, or $70 net.

Mid Week Free Paper in your Driveway

For years I would pick up this paper that was thrown in my driveway and walk it directly to the recycle bin, usually after running over it with my car. Little did I know that it was loaded with addition Smart Source, Red Plum and P&G inserts! If you get one of these papers, pull out the inserts. You can also grab your neighbor’s paper too, after you ask them. This is a great way to accumulate coupons for free!

Magazines:

All You
Good Housekeeping
Better Homes and Gardens
Redbook
Country Living
Parade Magazine
And many more…...

Printable Coupons:


Purchase this book or download sample versions for your ebook reader.
(Pages 1-3 show above.)